Assessing Health Insurance Companies

Making a wise health insurance purchase entails an assessment of the health insurance companies.

Compare health plans and get instant quotes: The search for the best coverage at the lowest price starts with comparing as many plans as possible from providers in your area. Visit eHealthInsurance or use their fast and free comparison service to get quotes from major insurers in your state:

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Assessing a health insurance company should include an investigation of the following:

  • the company's financial rating
  • the quality of care the company provides
  • the company's customer-satisfaction

Health insurance companies: financial rating

Moody's, A.M. Best and Weiss publish health insurance company ratings.

eHealthInsurance, provides ratings as you shop. Read more about their health insurance providers.)

Health insurance companies: quality of care

Check the educational and employment histories of the network doctors. The American Medical Association and the Directory of Medical Specialists are both good resources.

Health insurance companies: customer satisfaction

Call the health insurance company's customer service representative with a question, request information be sent to you. Taking too long to respond may be a sign of poor customer service.

Consumer Check or Consumer Reports are two resources offering heath insurance company and health policy evaluations for a fee.

Or try an easier way:


eHealthInsurance provides a financial rating when you request a free quote. Simply choose a policy, apply online, and compare the policy satisfaction numbers once you're approved.


Next: Must-haves of health insurance

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